A: When you don’t own your own car, you may find yourself in a position where you still need to drive. In most cases, you would get by fine without your own car insurance policy so long as you chose to drive cars which were insured themselves, because if the car is insured then the driver often is as well. However, if you have had your license suspended for some infraction or another, then you will need to have your own separate policy if you want your license back, whether you own a car or not.

Non owner Atlanta GA SR22 insurance would be what you would get in this place. Such insurance is limited, though, since you can only get liability and won’t be able to add on comprehensive, medical coverage, or collision insurance. Since the cars you drive will be varied and can’t be used in rating your premium, your costs for non owner Atlanta GA SR22 will be a little bit higher than they would be if you had a regular policy.

If you don’t want to pay for non owner Atlanta GA SR22 insurance, then you could just opt to wait three years before renewing your license. If you decide not to drive during the probation period, then you won’t ever have to file SR22 insurance.