I am Dwayne and I am 59 years old now and will become a senior citizen in a few months. When I approach 60, will I still be able to get insurance for my automobile here in Atlanta, Georgia?

Dwayne

Atlanta, GA

Dwayne, I know what’s going on your mind right now. Probably, you’re thinking you’re not insurable anymore the moment you hit 60. Or if you can get insurance at all, you’re probably thinking you’re car insurance rate will eat your pension away. Well, Dwayne, let me tell you something to lift your spirits up. Senior citizens are among the least risk rated drivers. As you know, something that comes with age is driving experience. Compared to a teenager driver, I will trust an old yoke anytime, any day. Another good thing about seniors is they would be more observant of road traffic rules. Always remember, Dwayne, as long as you can drive, you are insurable.

To save money, try to get quotes from all insurance companies servicing Atlanta, Georgia. Or for faster results, the internet has almost all information about auto insurance. You can also get quotes through the internet. A lot of insurance companies give discounts if you drive less than 10,000 miles in a year, so take note of that. If you have more than one car, insuring them with one auto insurance company will also get you more discounts. No one will stop you from driving if you are healthy, so it is important to stay healthy. I mean, why punish yourself by trying to drive in your retirement if you have arthritis or diabetes, or any conditions that may affect driving. So, Dwayne, you have nothing to worry and are still insurable as long as you are healthy. Enjoy driving.

A: It is possible to stick with one company and still get cheap Atlanta GA SR 22 insurance, but it is difficult, and you need to be careful in keeping the relationship between you and your company unattached. Too often, policy holders will become comfortable with one car insurance company and forget that when rates rise and service drops, they have the option of going elsewhere. That’s one of the ways car insurance rates keep from rising so high–customers choose to go with companies who will offer them the same coverage for less money.

So, if your car insurance company gives you a cheap Atlanta GA SR 22 insurance quote, don’t assume it’s the best. Check other car insurance companies and compare, and do so regularly, at least once a year. If you find that another company is offering better rates, consider the negatives and also what you will benefit, and if you find it’s the better company, then switch. But always make sure you make an active decision to stay with a company because it’s the best, not because you’re too lazy to check out the competition.