I always pay my bills on time and I always get the cheapest car insurance from my insurer in Atlanta Georgia. Recently, my motor vehicle record and insurance got changed and I wasn’t given the cheapest insurance. I am wondering if it is because I bought a new red vehicle and they said that it increases auto insurance?

Bill

Atlanta GA

An insurance company looks at your motor vehicle record to check how much of a risk you might be as a motorist. If you have several number of points or prior suspension of license it would most likely affect your car insurance costs negatively.

To know if the reason for the increase is that your motor vehicle record was affected negatively you may contact your car insurance company in Atlanta Georgia to get this information. I do not think that the color of your car, which is red has any bearing on the car insurance cost since vehicle color is not considered in determining car insurance rates usually.

There are many factors that are considered when determining an individual’s car insurance premium and it can differ for each insurance carrier. To know for sure what affected your car insurance rates call your insurance company and ask for information.