Car Insurance Georgia

 

July 19, 2008 by maricar · Leave a Comment
Filed under: Car Insuance rate quotes 

Reader’s Question:

If I have a license in Georgia and received a ticket in the state of VA, can the points be accessed on my Georgia license?

Andrew

Atlanta, GA

Although Georgia is not part of the Drivers License Compact (DLC) which VA is a part of Georgia still has agreements with other states to share ticket information and receive in information on its licensed motorists infractions out of state.

According to the GA Department of Driver Services (DDS) points could be accessed to your GA driving record after a infraction of a Virginia traffic ticket since they will be informed by the Virginia courts or see it when they connect to the National Registry.

So if you are convicted of the VA traffic ticket it will go on your GA driving record and points could have assigned to it. It will likely depend upon if the offense is points worthy in Georgia or not. If it is an infraction that normally is assigned points in GA then it will most likely be assigned points even the violation occurred out of state.

Non Owner Atlanta SR22

 

December 12, 2007 by fashun · Leave a Comment
Filed under: Non owner auto insurance Atlanta 

Q: What is non owner Atlanta GA SR22 insurance?

A: When you don’t own your own car, you may find yourself in a position where you still need to drive. In most cases, you would get by fine without your own car insurance policy so long as you chose to drive cars which were insured themselves, because if the car is insured then the driver often is as well. However, if you have had your license suspended for some infraction or another, then you will need to have your own separate policy if you want your license back, whether you own a car or not.

Non owner Atlanta GA SR22 insurance would be what you would get in this place. Such insurance is limited, though, since you can only get liability and won’t be able to add on comprehensive, medical coverage, or collision insurance. Since the cars you drive will be varied and can’t be used in rating your premium, your costs for non owner Atlanta GA SR22 will be a little bit higher than they would be if you had a regular policy.

If you don’t want to pay for non owner Atlanta GA SR22 insurance, then you could just opt to wait three years before renewing your license. If you decide not to drive during the probation period, then you won’t ever have to file SR22 insurance.