I’m here in Atlanta, GA. The name is George. If my car gets stolen and then the yellow-bellied thief figures in an accident and runs away, is there a chance that the people affected by the accident chase after me and my auto insurance?

George

Atlanta, GA

Now, wouldn’t that be a colorful story. Of course, we know that it happens. Thief takes your car, figures in an accident or uses it for who knows what and leaves the car somewhere dented and without gas. If the bad guy figures in a car accident, hit another car, a fence, or worst, a pedestrian, you will not be held responsible for the damages. That’s the nice part. The bad part is you will have to pay for the repairs of your car from your own pocket. I don’t think it’s a good idea to hope that the dastardly evil doer’s insurance will cover it. I don’t even think the bad guy has insurance. But even if the thief is apprehended and has auto insurance, I don’t think his or her (to be gender sensitive here) auto insurance company will include cleaning up after the thief in his or her (again, sensitivity) insurance policy. Of course, you’ll have to prove that the car really was stolen in the first place. Make sure to inform the proper authorities when your car gets stolen and get a police report. That’s added footwork but you won’t regret it as it will cover your back.