Atlanta DUI Insurance

Q: I’m a good driver, but now I have to get Atlanta GA DUI insurance because of one little mistake. How can I save money on this?

A: Even if you are a good driver, having a DUI on your record and being required to buy Atlanta DUI insurance, will automatically send the opposite message to your car insurance company. Even if you got your SR22 requirement for driving without insurance and never committed a single moving violation, it would still have the same effect.

However, if you have confidence in your ability to not run into other cars, then you can save yourself some money by raising the deductible on the extra coverages of your DUI insurance. The less risk you are willing to let lie on your own shoulders, the more you have to pay, so by assuming at least a thousand dollars of risk for each coverage, you will see your rates drop by a whole lot. If you can afford to assume even more risk, even better. I saved a hundred dollars a month, over a thousand dollars a year, by assuming $1500 of risk on my comprehensive and collision insurance.

Non Owner Atlanta SR22

Q: What is non owner Atlanta GA SR22 insurance?

A: When you don’t own your own car, you may find yourself in a position where you still need to drive. In most cases, you would get by fine without your own car insurance policy so long as you chose to drive cars which were insured themselves, because if the car is insured then the driver often is as well. However, if you have had your license suspended for some infraction or another, then you will need to have your own separate policy if you want your license back, whether you own a car or not.

Non owner Atlanta GA SR22 insurance would be what you would get in this place. Such insurance is limited, though, since you can only get liability and won’t be able to add on comprehensive, medical coverage, or collision insurance. Since the cars you drive will be varied and can’t be used in rating your premium, your costs for non owner Atlanta GA SR22 will be a little bit higher than they would be if you had a regular policy.

If you don’t want to pay for non owner Atlanta GA SR22 insurance, then you could just opt to wait three years before renewing your license. If you decide not to drive during the probation period, then you won’t ever have to file SR22 insurance.