Car Insurance Rates Athens Georgia
Reader’s Question:
I received a OUIL in Michigan almost five years ago and have had no violations since. I now live in Georgia, should I tell this conviction to an insurance company when applying for car insurance?
Sullivan
Athens, GA
Operating under the influence of intoxicating liquor or OUIL has now been renamed as OWI meaning operating while intoxicated.
In Michigan OWI is a misdemeanor unless charged as a 3rd offense within 10 years, in which case it’s a felony.
Now that you are living in Athens, Georgia an insurance provider can still access your Michigan driving history so you will need to tell this old conviction if asked for violations on your auto insurance application. If you do not mention this and the insurance provider finds out about this OWI then your car insurance quote would be inaccurate and need to be recalculated including this violation. If you have already received your car insurance policy and this offense is later found out about then it could be considered that you misrepresented your driving history which may be considered fraud.
Tags: auto insurance, traffic violation
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